The FHFA (Federal Finance Housing Agency) and the Department of the Treasury introduced the HARP program in March 2009. Let's take a closer look at the HARP program, its changes, and what it can do for you. The question is, will you be eligible to take advantage of the new changes? For many individual homeowners, a HARP loan helps them to get out of an ARM into an affordable fixed rate or address high monthly payments. To date, more than 3.4 million people have benefited from the program, and now with long overdue changes to the existing program, millions more are set to come onstream.
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Before you can take advantage of the HARP program, there are several critical points about how to qualify for HARP and what it means if you opt to go the route of a HARP mortgage loan. Originally set up in 2009 to help homeowners who were underwater or close to underwater refinance their mortgages, the HARP program (Home Affordable Refinance Program) has been updated, and those changes could be welcome news for you. The HARP mortgage program: are you eligible? Do you know about the changes? Here's everything you need to be ready. The team is lead by Scott Snibbe Studio, creator of the bestselling apps Gravilux and Bubble Harp, and includes the creator of Sim City, TouchPress (pioneering designers behind the two top grossing apps Elements and Solar System), and a host of award winning designers, animators and leading experts in coding and encryption.HARP Program Changes: What You Need to Know
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Björk assembled a virtual crack team of designers to roll the thing out: With zombies you can shoot at! It’s all very exciting, and while we’ll all still enjoy the music off an album, maybe it will be more in the way that kids at McDonalds like cheeseburgers: because they come with a Transformer. A 3D realm, inspired and driven by an original score. Think virtual realms: strap in and there’s the formerly 2D screen rendered in all directions. They should really transfer those feelings of inadequacy to imagining the future state of the album, when packaging a collection of ten or so songs will always imply a wider multimedia experience. You gotta feel sorry for all those Björk obsessive types armed with cheapo Androids, peering over the shoulders of the Apple-wielding ruling class, green with envy as they eye snatches of those sexy critical essays. Sort of like Angry Birds meets Nat Hentoff liner notes. The layers of content in each feature include: an interactive game based on the song’s scientific and musical subject matter, a musical animation of the song, an animated score, lyrics, and an academic essay. Not even scratch and sniff! Seems like we’ve finally arrived:Įach feature has its own theme (in connection with its corresponding song) and combines a natural element with a musicological feature.
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The stickers will give every Beck fan the opportunity to participate in the creative process by designing his or her own one of a kind CD cover.
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It’s kind of funny to think back at what was deemed an exciting new innovation for the ever-sagging album in the mid Oughts – when Beck released The Information to much fanfare because they came with stickers.
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To quote:ījörk continues to unveil Biophilia, her most interdisciplinary project to date, with today’s release of the Biophilia App for iPad, iPhone and iPod touch and first two album singles “Cosmogony” and “Crystalline” on the iTunes Store.Īn app to compliment an album does seem like an obvious Next Big Step for any pioneering multimedia artist, particularly musicians.